Buying a house is a very important decision in your life. Irrespective of whether you are a starter in the housing market or in the state of moving up to your dream house. Professional mortgage advice is essential. Here at Finsens, we understand that choosing the right mortgage is an crucial financial decision to be made. Especially when you are an expat and not familiar with the Dutch habits and regulations, buying a house can come as a real challenge. Therefore, our specialisation lies exactly on providing mortgage advice to expats. Also, we believe that everyone has different mortgage needs. Which is why our consultants will look together with you to determine which type of mortgage best suits you. Hence, you can have confidence in us that we provide you with customized and professional mortgage services.
We have access to all lenders in The Netherlands and some banks in Germany (low interest rates). These are what makes our mortgage advice so unique:
As independent mortgage advisor, we compare all the different mortgage providers with each other on the mortgage rate they offer. Thus, you can be confident that you get the best suitable deal in the market.
Professional and customized advice start by knowing you better. Therefore, we will have a first informal meeting with the mortgage advisor to know more about your personal situation and future plans. Based on this meeting, you decide whether you want to pursue your mortgage goals with us. After the meeting you will receive from us what the specific activities are that we do for you, how much time this will take and how much it will cost. This way, you will know exactly what to expect.
The second stage consists of the analysis and inventarisation of your complete financial situation. This include setting up a personal client profile with your wishes and future plans. In this phase, the maximum mortgage loan amount.
Subsequently, we will provide you with financial mortgage advice based on your personal client profile.
At the final phase, we provide help in the form of mortgage mediator. We will take care of the complete settlement.
As a side note, Finsens does not accept commission from banks for its services. Our remuneration is in advance agreed and afterwards paid by the client. If Finsens handles the mortgage application process, the bank will charge any additional brokerage or advisory fees. Our fees are tax deductible. For the same fee of dealing directly with a bank you have the services of a mortgage adviser. The first introductory meeting is on our expense.
As professional expat mortgage advisors, we provide customized advice that fits your personal circumstances. Do you want to know more about our mortgage advice solutions and how we can help you? Call us at +31 (0)20 262 43 00 for further information or leave your details behind in the contact form.